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The best travel insurance is out there somewhere, but you will need to find it. I cannot tell you what the best travel insurance is because you are a different person, with different needs and a different travel destination than mine, so all I can say is that you should be careful when you choose the best travel insurance because it might your ticket to a safe journey home. The possibility of something going wrong is small, I will agree with that, but just to be on the safe side.
For example, for me the best travel insurance would be to get a cheap one because I don’t travel much, and when I do, I never go too far from home. I only go to destinations that I can reach with my car in less than a day. For you, it might mean a bit more money needs to be spent because you travel to less safe parts of the world and so on. It really depends on where you travel, when you travel, what the scope of the visit is and other things like that.
The only thing that you can do in order to improve your chances of finding the best travel insurance is to use the sites that allow you to compare quotes fast and easy. That way, you get a nice overview of the offers and can choose one in less than a couple of minutes. Remember, always choose what’s best for you and your situation and don’t listen to other people supposedly showing you the best travel insurance there is.